Razorpay is India's largest full-stack payments platform processing ₹10 lakh Cr+ annually for 8 million businesses, offering payment gateway, neo-banking, payroll, and lending.
Razorpay was founded in 2014 by Harshil Mathur and Shashank Kumar, IIT Roorkee alumni. It is India's highest-valued payments unicorn and one of only two Indian fintechs to be valued above .5 billion. The platform processes over ₹10 lakh crore in annual payments for 8 million+ businesses ranging from startups to large enterprises. Beyond payments, Razorpay has expanded into RazorpayX (neo-banking and current accounts), Razorpay Capital (lending), and Opfin (payroll). Key investors include Tiger Global, Sequoia, GIC, and Alkeon Capital. Razorpay also acquired Curlec in Malaysia, marking its international expansion.
IPO Outlook
When’s the Razorpay IPO?
Anticipated
FY26-27
Razorpay has been one of the most anticipated Indian fintech IPOs. The company has explored US and India listings. In FY24 it restructured domicile back to India — a strong signal of a domestic IPO. Profitability milestones and a dominant market position make it an IPO to watch in FY26-27.
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Important Disclaimer
Unlisted shares are not traded on stock exchanges. Prices shown are indicative and based on off-market transactions; they may differ from eventual listing or future market prices.
Exit liquidity depends on counter-party availability. SEBI mandates a 6-month lock-in on pre-IPO shares post-listing. Gains held beyond 24 months are taxed at 12.5% LTCG (no indexation).
IPO Guru is not a SEBI Registered Investment Advisor. Information here is for general awareness, not personalised investment advice. Please consult your tax advisor before investing.
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The price of Razorpay unlisted shares is available on request. Off-market prices are based on recent secondary transactions between buyers and sellers and are updated regularly. Contact IPO Guru on WhatsApp for the latest live quote.
You can buy Razorpay unlisted (pre-IPO) shares through IPO Guru by sending a WhatsApp message. Our desk will provide a live quote, confirm availability, and guide you through the process. Shares are delivered directly to your own demat account within 24–48 hours — T+1 settlement.
Yes, buying unlisted shares of Razorpay is completely legal. These off-market transactions are permitted under SEBI regulations. However, please note there is a mandatory 6-month lock-in period on pre-IPO shares once the company gets listed on a stock exchange.
Please contact us on WhatsApp to get the current minimum investment amount for Razorpay. The lot size and minimum ticket can change based on market conditions and availability.
The price of Razorpay unlisted shares is determined by off-market supply and demand, recent transactions, company financials, and expected IPO valuation. The indicative price shown on this page is updated regularly based on actual trades. It is not a stock exchange price and may differ from the eventual IPO listing price.
Once Razorpay lists on a stock exchange, your unlisted shares are automatically converted to regular listed shares in your demat account. There is a mandatory SEBI lock-in of 6 months from the listing date, after which you can freely sell them on the exchange.
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