IPO Guru
IPO Guru
Bajaj
KLM Axiva Finvest ₹18.00 ▲ 0.0% 1M
Buy Sell

KLM Axiva Finvest Unlisted Shares

Financial Services Gold loan NBFC

KLM Axiva Finvest is a Kerala-based non-banking finance company that mainly gives loans against gold jewellery. It reported revenue from operations of ₹33,246.68 lakhs in FY25 and ran 668 branches at 31 March 2025.

Read the full company profile
Indicative price
As of 23 Oct 2026
₹18.00 ▲ 0.00% in 1 month
Dealer quotes: ₹15.00 – ₹18.00 across 3 dealers
Key facts

KLM Axiva Finvest share details

Lot size
2,000 shares
Min. investment
₹36,000
Face value
₹10
Implied market cap
₹484 Cr
Shares outstanding
268,811,111
Founded
1997
Headquarters
Kochi, Kerala
Website
klmaxiva.com
ISIN
INE01I501011
CIN
U65910TG1997PLC026983
Lock-in after IPO
6 months
Price history

KLM Axiva Finvest share price chart

1Y change
+5.02%
High
₹18.00
Low
₹17.14

Indicative off-market dealer quotes, not exchange prices. A flat stretch means the quote did not change on those days.

About

About KLM Axiva Finvest

KLM Axiva Finvest Limited is a middle layer non-banking finance company (NBFC-ML) registered with the Reserve Bank of India. It does not accept public deposits. The company is incorporated in Telangana, with its registered office in Hyderabad, and runs its corporate office from Edappally in Ernakulam, Kerala, a building it completed in May 2024. The main business is lending against gold jewellery. In FY25 gold loans brought in 76.71% of total income, and at 31 March 2025 they were 65.81% of the loan book. The company also gives MSME loans and microfinance loans. Its total assets under management were ₹1,67,385.04 lakhs at 31 March 2025, of which gold loans were ₹1,10,159.14 lakhs. It served customers through 668 branches. These are standalone numbers from the FY25 annual report. Revenue from operations rose to ₹33,246.68 lakhs in FY25 from ₹30,562.49 lakhs in FY24. Profit for the year fell to ₹2,019.36 lakhs from ₹2,302.87 lakhs, as finance costs and other expenses grew faster than income. Net worth was ₹26,778.47 lakhs at the year end. Gross NPA stood at 1.99% and net NPA at 1.12%, and the capital adequacy ratio was 23.90% against the 15% minimum. The board is chaired by Sreenivasan Thettalil Parameswaran Pillai, and Shibu Theckumpurath Varghese is the Wholetime Director. The company has raised money through private placement of equity at ₹15 per share, bonus issues, and public issues of non-convertible debentures. The company has no IPO journey on record with us yet, so we do not state any timeline or price for a listing. Unlisted shares of a company like this are dealt off-market between private buyers and sellers, so the price we show is only indicative and can differ from actual deal prices.

Strengths

  • Revenue from operations grew to ₹33,246.68 lakhs in FY25 from ₹30,562.49 lakhs in FY24, and was ₹27,540.07 lakhs in FY23.
  • The business is spread over 668 branches, with assets under management of ₹1,67,385.04 lakhs at 31 March 2025.
  • Gold loans are the core product at ₹1,10,159.14 lakhs of AUM, a loan secured against jewellery.
  • Capital adequacy ratio was 23.90% at 31 March 2025, against the 15% minimum set by the RBI.
  • Net worth was ₹26,778.47 lakhs at 31 March 2025, up from ₹26,506.21 lakhs a year earlier, helped by fresh equity raised at ₹15 per share.
  • Operating cash flow was ₹20,076.33 lakhs in FY25, well above the profit for the year of ₹2,019.36 lakhs.

Risks

  • Profit for the year fell to ₹2,019.36 lakhs in FY25 from ₹2,302.87 lakhs in FY24, even though revenue grew.
  • Finance costs were ₹17,453.40 lakhs in FY25, more than half of total income, so the margin depends on borrowing costs.
  • Gross NPA rose to 1.99% from 1.60% and net NPA to 1.12% from 0.66% in a year.
  • Total AUM fell to ₹1,67,385.04 lakhs from ₹1,72,095.82 lakhs in FY24.
  • The company relies heavily on gold loans, which brought 76.71% of total income in FY25, so gold price swings and auction risk matter.
  • The RBI issued a show cause notice in October 2023 and in April 2024 asked the company not to expand its balance sheet until corrective measures were put in place.
  • Funding comes largely from debt securities, bank borrowings and subordinated debt, so access to credit markets is essential.
  • Unlisted shares trade off-market, prices are indicative, and buying or selling can be slow.
Financials

KLM Axiva Finvest financial performance

Revenue, profit and balance-sheet figures by fiscal year.

Revenue & PAT (₹ Cr)
Revenue PAT
Metric FY25Latest FY24
Revenue (₹ Cr) 332 306
PAT (₹ Cr) 20.19 23.03
PAT Margin (%) 6.07 7.54
RoNW (%) 7.54 8.69
EPS (₹) 0.85 —
Net Worth (₹ Cr) 268 265

Swipe the table sideways for earlier years →

Leadership

Management team

Sreenivasan Thettalil Parameswaran Pillai
Chairman
Non-executive, non-independent chairman of the board.
Shibu Theckumpurath Varghese
Wholetime Director
Executive director on the board.
Biji Shibu
Director
Executive director on the board.
Manoj Raveendran Nair
Chief Executive Officer
Key managerial personnel of the company.
Thanish Dalee
Chief Financial Officer
Key managerial personnel of the company.
Ready to invest?
CDSL · NSDL T+1 SETTLEMENT NO FEE

Buy or sell KLM Axiva Finvest unlisted shares

Get a live quote on WhatsApp in under 60 seconds. Current price ₹18.00. Shares are delivered to your own demat in 24–48 hours, never to a custodian.

Indicative off-market price, not an exchange quote. Read the disclaimer.

Buy KLM Axiva Finvest Sell KLM Axiva Finvest
FAQs

KLM Axiva Finvest unlisted shares: common questions

Important disclaimer

Unlisted shares are not traded on stock exchanges. Prices shown are indicative and based on off-market transactions; they may differ from eventual listing or future market prices. Exit liquidity depends on counter-party availability. SEBI mandates a 6-month lock-in on pre-IPO shares post-listing. Gains held beyond 24 months are taxed at 12.5% LTCG (no indexation). IPO Guru is not a SEBI Registered Investment Advisor. Information here is for general awareness, not personalised investment advice. Please consult your tax advisor before investing.

Share