IPO Guru

Turtlemint Fintech Solutions IPO GMP Today and Kostak Price

IPO
Final GMP
₹ -5
-3.3%
Final Kostak
₹ 0
Final Sub. to Sauda
₹ 0

Turtlemint Fintech Solutions IPO Grey Market Premium (GMP) today stands at ₹ -5, indicating negative trends and possible discount listing. The Kostak rate is currently not available, while the Subject to Sauda price is quoted at currently not available. On 16 June 2026, the IPO GMP recorded a high of ₹6 and a low of ₹-5 on 29 June 2026, reflecting bearish market sentiment. You can check the day-wise GMP trend below to track price movement and investor sentiment over time.

Turtlemint Fintech Solutions IPO is scheduled to open for subscription on June 19, 2026. The public issue aims to raise around ₹882.67 Cr. and is offered in a price band of ₹144 to ₹152 per share, with a market lot of 98 shares. Investors are closely watching subscription data and grey market trends ahead of the listing.

GMP Trend Chart

Day-wise GMP Trend

Date GMP ↑↓ % Kostak Sub. Sauda
29 Jun 2026 ₹ -5 -3.3% ₹ 0 ₹ 0
28 Jun 2026 ₹ -5 -3.3% ₹ 0 ₹ 0
27 Jun 2026 ₹ -5 -3.3% ₹ 0 ₹ 0
26 Jun 2026 ₹ -3 -2% ₹ 0 ₹ 0
25 Jun 2026 ₹ 0 -- ₹ 0 ₹ 0
24 Jun 2026 ₹ 0 -- ₹ 0 ₹ 0
23 Jun 2026 ₹ 0 -- ₹ 0 ₹ 0
22 Jun 2026 ₹ 2 1.3% ₹ 0 ₹ 0
21 Jun 2026 ₹ 2 1.3% ₹ 0 ₹ 0
20 Jun 2026 ₹ 2.5 1.6% ₹ 0 ₹ 0
19 Jun 2026 ₹ 3 2.0% ₹ 0 ₹ 0
18 Jun 2026 ₹ 2.25 1.5% ₹ 0 ₹ 0
17 Jun 2026 ₹ 2 1.3% ₹ 0 ₹ 0
16 Jun 2026 ₹ 6 3.9% ₹ 0 ₹ 0

Turtlemint Fintech Solutions IPO Dates

Event Date
Open Date 19 Jun, 2026
Close Date 23 Jun, 2026
Allotment Date 24 Jun, 2026
Refund Date 25 Jun, 2026
Credit to Demat 25 Jun, 2026
Listing Date 29 Jun, 2026

Turtlemint Fintech Solutions IPO Expected Listing Price

Basis Value
Issue Price (Upper Band) ₹152
Current GMP ₹ -5
GMP-Based Listing Estimate ₹147 (-3.3%)
Listing Date 29 Jun, 2026

Disclaimer: The listing price estimate above is based purely on the current grey market premium (GMP) and is not a guaranteed prediction. GMP is an unofficial, unregulated indicator and can change significantly in the 24–48 hours before listing. Do not make investment decisions based solely on GMP.

Is Turtlemint Fintech Solutions IPO GMP Reliable?

Grey market premium for Turtlemint Fintech Solutions IPO should be interpreted with caution. The GMP is an unregulated, unofficial market not governed by SEBI. Here's how to read the current signal:

  • Subscription rate matters: A high GMP paired with strong subscription — especially QIB (Qualified Institutional Buyer) oversubscription — is a more reliable bullish signal than GMP alone. Read our in-depth analysis: GMP vs Subscription Data — Which Predicts Listing Gains Better?
  • Timing matters: GMP in the first 1–2 days of subscription is less reliable. GMP on the final subscription day and the day before listing tends to be the most accurate predictor.
  • Grey market is thin: For smaller IPOs, even a handful of large orders can swing the GMP significantly. Treat low-volume GMP signals with extra caution.
  • Cross-check before acting: Review the Turtlemint Fintech Solutions IPO full review for a fundamentals-based assessment before making any grey market trades.

Turtlemint Fintech Solutions IPO IPO Kostak Rate Explained

The Kostak rate for Turtlemint Fintech Solutions IPO was not active during the subscription period, as no grey market premium was established. Kostak is the fixed amount a grey market buyer pays for an IPO application regardless of allotment outcome.

The Subject to Sauda price was not active for this IPO. Subject to Sauda only applies if allotment is confirmed — the buyer pays a premium on top of the issue price per lot allotted.

Grey market trading is unofficial and unregulated by SEBI. Proceed with full awareness of the associated risks.

About Turtlemint Fintech Solutions IPO

Turtlemint Fintech Solutions Limited was incorporated in 2015 by founders Dhirendra Mahyavanshi and Anand Prabhudesai with the objective of simplifying insurance distribution in India through technology. The company started as a digital insurance platform and gradually expanded its reach by empowering insurance advisors and agents with technology-driven tools. Over the years, Turtlemint has built a strong presence across India, helping bridge the gap between insurers and customers, particularly in underserved and semi-urban markets.

The company operates a technology-enabled insurance distribution business model, offering a wide range of life, health, motor and general insurance products from multiple insurance companies. Its platform enables Point of Sale Persons (PoSPs), brokers and advisors to manage customer acquisition, policy issuance, renewals and claims support through a single integrated system. By combining digital capabilities with an extensive advisor network, Turtlemint generates revenue through commissions and service fees while providing customers with access to diverse insurance solutions.

Strengths & Risks

Strengths

  • Technology-driven platform that streamlines insurance distribution, policy issuance, renewals and customer servicing
  • Large PoSP and advisor network across India, providing extensive reach in urban as well as semi-urban markets.
  • Asset-light business model with limited capital expenditure requirements, supporting scalability and profitability.
  • Diversified insurance portfolio across life, health, motor and general insurance products, reducing dependence on a single segment.
  • Experienced promoters and management team with strong expertise in fintech, insurance and digital distribution.

Risks

  • High dependence on insurance partners for product availability, commissions and business continuity.
  • Regulatory risks as changes in insurance distribution norms or commission structures can impact revenues.
  • Intense competition from insurance aggregators, brokers, fintech platforms and direct insurer channels.
  • Technology and cybersecurity risks, where data breaches or platform disruptions could affect operations and reputation.
  • Dependence on advisor productivity and retention, as lower engagement or attrition among PoSPs and agents may impact business growth.

Frequently Asked Questions about Turtlemint Fintech Solutions IPO

What is the GMP of Turtlemint Fintech Solutions IPO?

The current Grey Market Premium (GMP) of Turtlemint Fintech Solutions IPO is ₹ -5.

What is the Kostak Price of Turtlemint Fintech Solutions IPO?

Kostak rate is the profit made by selling an IPO application before allotment. The current Kostak rate for Turtlemint Fintech Solutions IPO is currently not available.

What is the Subject to Sauda Price of Turtlemint Fintech Solutions IPO?

Subject to Sauda is the premium amount decided if the allotment is confirmed. The current Subject to Sauda rate is currently not available.

What was the actual listing price of Turtlemint Fintech Solutions IPO?

Based on the current GMP of ₹ -5, Turtlemint Fintech Solutions IPO is expected to list around ₹147 — approximately -3.3% below the issue price of ₹152. Grey market prices can shift before listing — treat this as an estimate only.

How did the GMP of Turtlemint Fintech Solutions IPO trend before listing?

The GMP of Turtlemint Fintech Solutions IPO was stable in its final days before listing. The GMP peaked at ₹6 on 16 June 2026. View the day-wise table above for the complete GMP history.

Explore Turtlemint Fintech Solutions IPO Further

For a complete picture before making your investment decision, explore these resources:

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