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Tata Capital IPO Review

Tata Capital IPO has been reviewed by 9 analysts, and the overall consensus is Strong Apply — carrying a score of 91. Out of the 9 analysts who have covered this IPO, 7 recommend subscribing while 2 advise caution or avoidance — reflecting a broadly positive view from the analyst community.

The issue is priced in the band of ₹310-326 per share, with a minimum application size of 46 shares (minimum investment of approximately ₹14,996 at the upper band). Subscription ran from 06 Oct 2025 to 08 Oct 2025. The issue size is ₹15,511 crore, a mix of fresh issue and offer for sale. Scroll down for the full analyst breakdown and analyst-wise verdicts.

Abhishek Vohera, Founder of IPO Guru Researched & reviewed by Abhishek Vohera, Founder, IPO Guru Last updated Figures sourced from the RHP, BSE & NSE

Analyst verdict & score

One score out of 100, aggregated from every analyst verdict tracked for this issue. How it's calculated

Sentiment score
91/ 100
Strong Apply 7 of 9 recommend subscribing
How analysts voted
Apply 7
May apply 1
Neutral 1
Not rated 4

Higher consensus indicates broader analyst agreement.

Detailed review

What the analyst reports say, grouped by the question you're likely asking.

General review

Tata Capital is the Tata Group's non-banking financial company, with FY25 revenue of ₹28,369.87 crore and profit growing at about 37.3 percent CAGR over FY23 to FY25 including the merger of Tata Motors Finance. Seven of the thirteen analysts said subscribe, one stayed neutral and four gave no rating.

Listing gains

For a lender the notes use price to book, valuing the issue at about 3.5 to 4.1 times FY25 book value, alongside a price to earnings of roughly 32.3 times and a post-issue market cap near ₹1.38 lakh crore. One note calls this expensive against other listed NBFCs and assigned a neutral rating.

Short-term strategy

The June 2025 quarter delivered ₹5,565.86 crore of operating profit on ₹7,691.65 crore of revenue, a margin above 72 percent. For a lender, near-term performance depends on loan growth, credit cost and margin rather than any single quarter's headline, and the merger integration remains ongoing.

Long-term strategy

The positive notes recommend a long-term view based on Tata Group parentage, scale and demonstrated ability to grow the loan book quickly. The counterargument across the coverage is that the price to book already reflects that pedigree, leaving returns dependent on sustained high growth rather than any valuation catch-up.

How this is written: an AI-assisted summary of the 13 analyst reports listed below. It reports their views; IPO Guru does not make buy or sell recommendations.

Analyst reviews

Ordered by each analyst's track record over the past year; analysts still building one are listed last.

Latest IPO reviews

How analysts rated the most recent mainboard issues — and, where they have listed, how the call played out.

Frequently asked

Should I apply for Tata Capital IPO?

The analyst consensus for Tata Capital IPO tracked on this page is Strong Apply, with a score of 91/100. Out of 9 analysts who have reviewed this IPO, 7 recommend subscribing. IPO Guru does not make buy or sell recommendations. Read the individual analyst reports and consult a SEBI-registered advisor before investing.

What does the score of 91 mean for Tata Capital IPO?

The score of 91 is an aggregate of all analyst ratings tracked for Tata Capital IPO. A score in this range indicates strong analyst confidence — most analysts are recommending a subscribe. Read the individual analyst verdicts above for more context.

What was the actual listing price of Tata Capital IPO?

Tata Capital IPO listed on October 13, 2025 at ₹330, against the issue price of ₹326 — a gain of +1.23% (₹4 per share). View the full GMP history page for day-wise pre-listing trends.

What is the price band and lot size of Tata Capital IPO?

Tata Capital IPO was priced at ₹310-326 per share. The minimum lot size is 46 shares, making the minimum investment approximately ₹14,996 at the upper end of the price band. Subscription ran from 06 Oct 2025 to 08 Oct 2025.

Explore Tata Capital IPO further

Analyst views are one input. Read them alongside the demand, the grey market and the filings before you decide.

Tata Capital IPO review

A verdict is an opinion, not a guarantee.

IPO Guru collects analyst views, GMP, subscription and allotment for every Mainboard and SME issue. Weigh them together — and against the offer document — before you apply.

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Disclaimer: Grey Market Premium (GMP) is for information purposes and is not a guarantee of listing price. Always consult your financial advisor before investing.

Consensus
Strong Apply
Score
91 / 100
Listed at
₹330
Full IPO details