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Tata Capital IPO

Tata Capital IPO — date, price band, GMP & allotment 2025

Tata Capital IPO is expected to attract strong investor interest as it belongs to the trusted Tata Group. The company is a leading NBFC in India, offering loans, wealth management and other financial services. With strong brand value and growing business presence, the IPO may see good demand from retail and institutional investors. Investors are closely watching its valuation and financial performance before investing.

Stock price

Tata Capital is listed — here is the live share price.

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The verdict
Strong Apply
91 / 100 · 9 reviews
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Grey market premium
₹0
Unofficial market indicator
GMP history →
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Overall, across all categories
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Minimum to apply
₹14,996
1 lot · 46 shares at ₹326
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Abhishek Vohera, Founder of IPO Guru Researched & reviewed by Abhishek Vohera, Founder, IPO Guru Last updated Figures sourced from the RHP, BSE & NSE

Timetable

Key dates from opening to listing. Today is 14 September.

Key dates Listed
  1. Open 06 Oct 2025
  2. Close 08 Oct 2025
  3. Allotment 09 Oct 2025
  4. Refund/credit 10 Oct 2025
  5. Listing 13 Oct 2025

Issue summary

The terms of the offer, as filed.

IPO Dates 6 to 8 Oct, 2025
Price Band ₹310 – ₹326
Face Value ₹10
Lot Size 46 Shares
Issue Size ₹15511 Cr
Sale Type Fresh capital cum OFS
Listing On BSE, NSE
Registrar MUFG Intime India Private Limited
Min Investment ₹ 14,996
Reservation
QIB 50%
NII 15%
Retail 35%
Employee 0.25%

Share of the offer set aside for each investor category, as stated in the offer document.

What will it cost me?

Bidding is in multiples of 46 shares at the ₹326 cut-off. Drag to size your application.

shares
1 lot lots
Application Lots Shares Amount
Retail (min) 1 46 ₹14,996
Retail (max) 13 598 ₹1,94,948
S-HNI (min) 14 644 ₹2,09,944
S-HNI (max) 66 3,036 ₹9,89,736
B-HNI (min) 67 3,082 ₹10,04,732

Three years of numbers

All figures in ₹ crore, as reported in the Tata Capital offer document.

Total income
7,691.65
18,198
28,370
7,692
31 Mar 202431 Mar 202530 Jun 2025
Profit after tax
1,040.93
3,327
3,655
1,041
31 Mar 202431 Mar 202530 Jun 2025
EBITDA
5,565.86
14,248
20,338
5,566
31 Mar 202431 Mar 202530 Jun 2025
Metric 30 Jun 2025 31 Mar 2025 31 Mar 2024
Revenue 7,691.65 28,369.87 18,198.38
OPM % 72.8 71.5
EBITDA 5,565.86 20,338.22 14,247.76
Net Profit 1,040.93 3,655.02 3,326.96
Debt 2,11,851.60 2,08,414.93 1,48,185.29
Assets 2,52,254.28 2,48,465.01 1,76,693.98

See how this IPO compares — view listing performance of all mainboard IPOs.

Valuation & key ratios

Ratios are for the latest full financial year reported in the Tata Capital RHP. EPS and P/E are post-issue — the table below carries the pre-issue comparison.

P/E Ratio
35.99
EPS (₹)
9.06
RoCE
12.6
RoNW
11.2

Tata Capital IPO Valuation

How the issue prices the company before and after the fresh shares are created.

Valuation Metric Post-Issue
EPS (₹) ₹9.06
P/E Ratio (x) 35.99
Market Cap at Offer Price (₹ Cr) ₹37,455.10

Pre-issue figures use the shareholding reported in the RHP; post-issue figures use the shareholding once the fresh issue has created new shares. The two differ because of that dilution and because post-issue earnings per share are often annualised, so the change can run in either direction. Market capitalisation is calculated at the ₹326 offer price. Compare the post-issue P/E against listed peers before deciding — a premium there is growth you are paying for in advance.

Where the money goes

How the company intends to use the proceeds of the issue.

Augmentation of the Company’s Tier –Icapital base to meet the Company’s future capital requirements including onward lending 6,696.60

About the company

Tata Capital Limited is a leading financial services company in India and a subsidiary of the Tata Sons, which is the principal investment holding company of the Tata Group. Established in 2007, Tata Capital was formed to bring together the financial services businesses of the group under a single umbrella. Backed by the strong legacy and credibility of the Tata brand, the company has built a diversified presence across retail, corporate, and infrastructure financing, serving a wide range of customers across India.

The company offers a broad suite of products and services including personal loans, home loans, business loans, wealth management, investment advisory, and commercial finance solutions. Its business model focuses on a customer-centric approach supported by digital platforms and a wide distribution network, enabling easy access to credit and financial services. With a strong promoter backing and prudent risk management practices, Tata Capital continues to expand its footprint while maintaining a balanced and sustainable growth strategy in India’s financial services sector.

Interested in this IPO? Check the live subscription status or browse all upcoming mainboard IPOs.

Promoter holding
4,03,48,69,037 4,24,48,69,037
Pre-issue → post-issue
Registered office
Tata Capital Ltd. Address 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel Mumbai, Maharashtra, 400013
+91 022 6606 900

The bankers & the filings

Who is running the book, and the documents this page is built from.

Book-running lead manager
HSBC Securities & Capital Markets (India) Pvt. Ltd. View track record →
Book-running lead manager
SBI Capital Markets Ltd. View track record →
Book-running lead manager
Axis Capital View track record →
Book-running lead manager
ICICI Securities View track record →
Book-running lead manager
Kotak Mahindra Capital Co.Ltd. View track record →
Book-running lead manager
IIFL Capital Services Limited View track record →
Book-running lead manager
Hdfc Bank Limited View track record →
Red Herring Prospectus
SEBI filing
Final offer document — price band, financials and risk factors. This page is built from it.
Open the RHP

Tata Capital IPO Documents

Read the filings this page is built from.

Lead Manager Track Record

How the book-running lead managers on this issue have priced their past IPOs, measured on listing day.

Listed in Profit 66.7% 2 of 3 listed
Avg Listing Gain +12.8% across 3 issues
Listed Below Issue 1 of 3 listed

Best listing: Tenneco Clean Air India (+27.2%). Weakest: Canara HSBC Life Insurance Co (0.0%).

SBI Capital Markets Ltd.

13 issues handled
Listed in Profit 76.9% 10 of 13 listed
Avg Listing Gain +12.3% across 13 issues
Listed Below Issue 3 of 13 listed

Best listing: Indo-MIM (+44.3%). Weakest: Central Mine Planning & Design Institute (-7.0%).

Axis Capital

27 issues handled
Listed in Profit 78.3% 18 of 23 listed
Avg Listing Gain +17.1% across 23 issues
Listed Below Issue 5 of 23 listed

Best listing: LG Electronics India (+50.0%). Weakest: Clean Max Enviro Energy Solutions (-8.8%).

ICICI Securities

22 issues handled
Listed in Profit 76.5% 13 of 17 listed
Avg Listing Gain +15.3% across 17 issues
Listed Below Issue 4 of 17 listed

Best listing: Tempsens Instruments (India) (+111.3%). Weakest: Turtlemint Fintech Solutions (-10.4%).

Kotak Mahindra Capital Co.Ltd.

15 issues handled
Listed in Profit 69.2% 9 of 13 listed
Avg Listing Gain +16.6% across 13 issues
Listed Below Issue 4 of 13 listed

Best listing: Corona Remedies (+38.4%). Weakest: Amagi Media Labs (-12.2%).

IIFL Capital Services Limited

25 issues handled
Listed in Profit 72.2% 13 of 18 listed
Avg Listing Gain +13.3% across 18 issues
Listed Below Issue 5 of 18 listed

Best listing: Corona Remedies (+38.4%). Weakest: Purple Style Labs (-7.0%).

Hdfc Bank Limited

3 issues handled

2 of their issues have listed so far, and 2 opened above the issue price (average +32.2%). That is too small a sample to read as a hit rate.

Listing gain compares the listing-day opening price with the issue price, using the IPOs on IPO Guru that this lead manager has taken to market. A strong record reflects how the banker has priced past issues — it is not a forecast for this one. See every issue they have handled on the lead managers page.

Company contact

Company
Tata Capital
Email

Frequently asked

What is the GMP of Tata Capital?

The current Grey Market Premium is ₹0.

What is the Tata Capital IPO price band?

₹310 to ₹326, on a face value of ₹10.

When is the allotment?

The basis of allotment is 9 October 2025, with listing on 13 October 2025.

How do I check allotment status?

On the IPO Guru allotment page or on the registrar's site — MUFG Intime India Private Limited.

Tata Capital IPO

Every number here traces back to a filing.

IPO Guru tracks GMP, subscription and allotment for every Mainboard and SME issue. Every number on this page is sourced from the RHP, BSE & NSE.

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Not investment advice. Grey market premium is an unofficial, unregulated indicator and is not a forecast.

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Min bid
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