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OnEMI Technology Solutions (KISSHT)

OnEMI Technology Solutions (KISSHT) IPO Review

OnEMI Technology Solutions (KISSHT) IPO has been reviewed by 13 analysts, and the overall consensus is Apply — carrying a score of 71. Out of the 13 analysts who have covered this IPO, 8 recommend subscribing while 5 advise caution or avoidance — reflecting a broadly positive view from the analyst community.

The issue is priced in the band of ₹162 - 171 per share , with a minimum application size of 87 shares (minimum investment of approximately ₹14,877 at the upper band) . The subscription window runs from 30 Apr 2026 to 05 May 2026. As of now, the grey market premium (GMP) for OnEMI Technology Solutions (KISSHT) IPO is quoting at ₹3.6 (2%), which gives a preliminary sense of how the street is pricing the listing — though GMP is unofficial and can swing sharply before the listing date. Scroll down for the full analyst breakdown and analyst-wise verdicts.

Listing Gains

At the upper price band of ₹171, the IPO looks reasonably priced with a P/E of 19.06x and P/B of 0.91x, which is cheaper than bigger listed players like Bajaj Finance. This attractive valuation, along with strong asset quality and a good provision coverage ratio, gives decent chances of listing gains.

Short Term Strategy

In the short term, OnEMI’s strong technology platform, AI-based underwriting, and fast loan disbursal system can support business growth. The company has also reported a healthy EBITDA margin of 31.31% in 9M FY26. But since most of its loan book is unsecured personal loans, any RBI rule changes or economic slowdown can quickly impact performance. So, short-term investors may see both growth potential and volatility.

Long Term Strategy

For long-term investors, OnEMI has strong growth potential as India’s mass-market digital credit demand is expected to rise sharply in the coming years. Its large customer base and technology-driven model can help it expand further. However, the company will need to manage its contingent liabilities, improve cash flows, and maintain low NPAs as it grows. If management handles these risks well, the business can create long-term value, but it remains a higher-risk bet compared to traditional lenders.

Disclaimer: This review is an AI summary derived from the reviews of all analysts.

Table of Contents

Analyst Sentiment

Analytical Score

How it's calculated?
Apply
71 / 100

Recommend Subscribe

Based on 13 analyst reviews

8 / 13

Higher consensus indicates broader analyst agreement.

Analyst Review

Analyst Verdict View
Arihant Capital
Arihant Capital
Apply
SBI Securities
SBI Securities
Not Rated
GEPL Capital
GEPL Capital
Avoid
Adroit Financial Services
Adroit Financial Services
Apply
Capital Market
Capital Market
Neutral
Swastika Investmart
Swastika Investmart
Neutral
Ventura Securities
Ventura Securities
Apply
Marwadi Shares & Finance
Marwadi Shares & Finance
Apply
Anand Rathi
Anand Rathi
Apply
SMC Global
SMC Global
Neutral
Vibhor Varshney
Vibhor Varshney
Avoid
BP Equities
BP Equities
Apply
EquiVision
EquiVision
Apply
Bajaj finance pvt ltd
Bajaj finance pvt ltd
Not Rated
RR financial consultants
RR financial consultants
Not Rated
HDFC Securities
HDFC Securities
Apply

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Frequently Asked Questions

Should I apply for OnEMI Technology Solutions (KISSHT) IPO?

Based on analyst coverage tracked on this page, the overall verdict for OnEMI Technology Solutions (KISSHT) IPO is Apply. Out of 13 analysts who have reviewed this IPO, 8 recommend subscribing. Always cross-check with the full analyst reviews below and consult a SEBI-registered advisor before making any investment decision.

What does the score of 71 mean for OnEMI Technology Solutions (KISSHT) IPO?

The score of 71 is an aggregate of all analyst ratings tracked for OnEMI Technology Solutions (KISSHT) IPO. A score in this range indicates strong analyst confidence — most analysts are recommending a subscribe. Scroll down to read individual analyst verdicts for more context.

What are the listing gain expectations for OnEMI Technology Solutions (KISSHT) IPO?

At the upper price band of ₹171, the IPO looks reasonably priced with a P/E of 19.06x and P/B of 0.91x, which is cheaper than bigger listed players like Bajaj Finance. This attractive valuation, along with strong asset quality and a good provision coverage ratio, gives decent chances of listing gains.

What is the price band and lot size of OnEMI Technology Solutions (KISSHT) IPO?

OnEMI Technology Solutions (KISSHT) IPO is priced at ₹162 - 171 per share. The minimum lot size is 87 shares, making the minimum investment approximately ₹14,877 at the upper end of the price band. The subscription window is open from 30 Apr 2026 to 05 May 2026.

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Disclaimer: Grey Market Premium (GMP) is for information purposes and is not a guarantee of listing price. Always consult your financial advisor before investing.